Creative Solutions for Even the Most Complex Situations.
The professional team at Lininger Mortgage has many options for you and will customize each loan to achieve the best possible outcome. We are a mortgage loan broker company that has been providing top-notch solutions since 2015.
Count on us to help you find the right loan option to meet your needs.
New Home Purchase Loans
Our company offers various programs for the purchase of a new home. These options include Federal Housing Administration (FHA), Conventional (Fannie & Freddie), VA, Jumbo loans & Non-QM. We are dedicated to assisting you in finding a suitable program & getting a pre-qualification letter in your hands to prepare you for making an offer on that perfect home.
Showing up to an open house with a Pre-Qualification Letter in hand will ensure the listing agent identifies you as a serious buyer and increases the chances of an excepted offer.
Refinance
Whether you live in a single-family detached home or a condominium, we can help you lower your rates and utilize your home equity. Refinancing could save you a considerable amount of money over the life of your loan and potentially improve your overall financial outlook.
We’ll help you clearly see differences between loan programs, allowing you to choose the right one for you.
Let us help you find the best program.
Reverse Mortgage
Reverse Mortgages have become an increasingly popular way for senior homeowners age 62 or older to access cash equity in their home and reduce their monthly housing expense. Principal & interest payments are not required however they are optional. You may also take a lump sum or a monthly payout.
Lininger Mortgage is here to educate you on your choices with this option.
CLICK HERE for a short video with details.
VA Loans
A VA loan allows active-duty service members, veterans and eligible surviving spouses to finance a home with no down payment, no mortgage insurance and lenient credit requirements. They also typically offer lower interest rates and have lower closing costs. This makes them a great option for any veteran, but especially for first-time home buyers who may need extra help entering today’s competitive housing market.
Understanding how a VA loan works will help you determine if it's the right mortgage for your purchase or refinance plans.
You do not need to be in active duty to qualify for this option.
First Time Home Buyers
As a first time home buyer, navigating the real estate and mortgage markets can be daunting. But you can turn your dreams into reality by working with experienced mortgage professionals. We have decades of experience helping borrowers secure the needed funding to purchase their first home. Our team has in-depth knowledge of a wide range of mortgage products and will simplify the process for you.
The bottom line is Lininger Mortgage has the expertise, knowledge and technology to walk you through the necessary steps and give you options to realize your dream of homeownership.